Buyer Tips

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Buyer Tips VA Loans in Maryland: A Complete Guide for Veteran Homebuyers VA loans remain one of the most underused benefits available to eligible buyers — many veterans either don’t realize they still qualify after their first home purchase, or assume the process is more complicated than it actually is. With Veterans Day this month, here’s a real, practical breakdown of what a VA loan actually offers […]
Buyer Tips How Much House Can You Afford in Maryland? 2026 Rates & Down Payment Help Before you fall in love with a listing, it helps to know what you can actually afford — and that number depends on more than just your income. Here’s how to think through it, what mortgage rates are doing right now, and real Maryland programs that can lower what you need upfront. Where Mortgage Rates […]
Buyer Tips What to Expect From a Home Inspection When Buying in Maryland Once you’re under contract on a Maryland home, the inspection is usually the next big milestone — and one of the few remaining chances to walk away or renegotiate if something’s seriously wrong. Here’s what it actually involves, what it costs, and how it’s different from the paperwork your seller is required to give you. […]
Buyer Tips Closing Costs in Maryland: What Buyers and Sellers Actually Pay Ask five people what closing costs actually are in Maryland and you’ll usually get five different, slightly-wrong answers — partly because the biggest piece, transfer and recordation tax, varies by county, and partly because a lot of what’s online is outdated. Here’s what buyers and sellers in Howard County and the rest of central Maryland […]
Buyer Tips How to Choose the Right Real Estate Agent in Maryland Most home sellers don’t go it alone anymore — and the data shows why. According to the National Association of Realtors’ 2025 Profile of Home Buyers and Sellers, 91% of sellers used a real estate agent last year, an all-time high, while only 5% sold For Sale By Owner, an all-time low.1 The bigger number: […]
Buyer Tips First-Time Home Buyer Programs in Howard County, Maryland Buying your first home in Howard County comes with a real question most buyers don’t know to ask: what help is actually available for the down payment? Between a county-run loan program and a statewide assistance program, first-time buyers here have more options than most people realize. Howard County’s Settlement Downpayment Loan Program (SDLP) Howard […]
Buyer Tips Why a Bilingual Realtor Matters When Buying or Selling a Home in Maryland If you or your family communicate more comfortably in Spanish than English, the real estate agent you choose can be the difference between a smooth home purchase and a stressful one. A bilingual realtor doesn’t just translate words – they make sure nothing about contracts, financing, or closing gets lost along the way. Why Language […]
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Ryan Byrd and Rebeca Garcia with Coldwell Banker Realty

Ryan: 410.855.1722 | ryan.byrd@cbrealty.com

Rebeca: 443.819.8433 | rebeca.garcia@cbrealty.com

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